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武汉大学校友论坛
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"Fresh Blood"-Part IIHubei 贴于2005/03/16 15:16 （武汉大学校友论坛）
Dear Fellows and friends If you have lived in America for 3+ months, you may find that it is really hard, or almost impossible, to keep your money in your pocket. For examples, you want to buy a new car with 6 cylinders and leather seats; or you wife complains and she dreams a spacious house with 4 bedrooms and 2 baths with a living space of more than 1600 ft2; or your kids perform excellently in school, deserving a two-night/three-day trip to Disneyland. However, in practice, very few of us can afford such expenses all together, because our salaries are not compatible. “How to significantly increase our incomes, or to become compatible?” turns out to be a highly valuable question. For this reason, the following comments are worth of reading. To better clarify my ideas, please let me divide America’s styles of making a living, into four different groups: A. Using money to earn money. Basically this is the easiest way of making money. The very typical individuals include powerful banker, investors and real estate owners, who accounts for top 5% of general populations. The very good assumptions are that they have some seed money to start with and they know how to approach highly profitable targets wisely. After some highly successful cycles, they become millionaires in short period of time. Generally, this group of persons tends to be highly sensitive about any great investment opportunities. Pretty commonly, they are self-employed. Alternatively, if they are employed, they enjoy excellent incomes and invest their extra dollars efficiently. B. Using other person’s labors to make money: very often, opening business, hiring a group of professionals, and running business efficiently. The key is that the owner knows how to plan and organize grouped actions. At the very beginning, it may look bumpy, even painful. But long-term outcomes are profitable and meaningful. You need some extraordinary courage and leadership skills to accomplish your goals. Whether you employ high technology, low or no technology, it does not matter, as long as it works. C. Using your own powers, mentally and physically, to make a living. This is the action style of middle classes in America. This is a mainstream of American, and most of new immigrants, belong to this group. This group of people tends to be conservative. The good part is that you run little risk, and your chance of “suffering from heart attack” is low. The negative side may include that very often, they feel financially depressed, and they have little control of their jobs, meaning low independence and career security. Pursuing a job and maintain it become the first priority.
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